Experienced Guidance and Solutions
Providing Affordable Professional Advice
Robin J. Wolfe, Certified Medicaid Planner™
I previously worked for more than 35 years at the PA Department of Human Services (PA DHS). My specific responsibilities in the Long Term Care Unit involved thoroughly examining the details of Nursing Home Medicaid applications, including those submitted by Elder Law Attorneys, and ultimately determining if eligibility requirements were met for Medicaid approval. After my tenure at PA DHS, I became a Certified Medicaid Planner™ and started Skilled Medicaid Planning LLC, a consulting company, where I can now use my expertise to help guide you from start to finish through the complex rules to become Medicaid Eligible for Skilled Nursing Home Care or Home & Community Based Waiver Services (HCBS).
Skilled Medicaid Planning LLC is not a law firm.
EXPERIENCED GUIDANCE & SOLUTIONS
Without proper planning strategies, the ever increasing cost of Nursing Home Care could financially deplete most of your assets or life savings.
Everyone's personal situation is different; a thorough understanding of the five year look back period can be a key element affecting your eligibility.
Common mistakes in the application process happen routinely due to the lack of awareness of eligibility requirements.
Time is of the essence in applying for Long Term Care Medicaid.
Excessive delays may increase your financial responsibility to the Nursing Home.
Our Services
Step-by-Step advice on asset protection and planning solutions, specifically designed to benefit your situation, within the Medicaid rules and regulations.
Medicaid Application completion, as well as being an intermediary with the Skilled Nursing Facility and the PA Dept. of Human Services during the application process.
Explain the five year look back and its significance on your eligibility.
Making Important Decisions That Matter
The solution is only a phone call away.
At Skilled Medicaid Planning LLC, we fully understand that when placing a loved one into a Skilled Nursing Facility or applying for Home and Community Based Waiver Services, it is a very stressful situation, both emotionally and financially, along with many other uncertainties.
Understandably, your loved one’s medical well-being is your greatest priority. Making sure their financial obligations are met, can also be a concern. Without seeking allowable strategies, you could be missing out on opportunities to preserve assets. Making decisions without seeking competent advice can end up being very costly; like the old saying goes “ it doesn’t pay to step over a dollar to pick up a nickel”
Generally speaking, there are essentially three ways to meet the financial obligations for the cost of Skilled Nursing Home care:
1) Pay directly out of pocket, which averages $9,000 per month in Pennsylvania. Even if you are one of the few who have purchased a separate Long Term Nursing Home Care Insurance Policy, it most likely has some limits that will not cover all the costs.
2) Under certain circumstances, Medicare will pay for a limited time which is usually 20 days, with coverage extending to a maximum of 100 days, providing certain conditions are met, along with a costly daily co-pay.
3) Apply for Medicaid - that's where our services can help! Since everyone’s financial situation is uniquely different, you could preserve a considerable amount of assets by utilizing our specifically designed planning solutions and guidance for your situation, all within the Medicaid Rules and Regulations.